Accidents happen in a flash, but the effects can linger for months—or even years. One of the most common and painful injuries people experience in car crashes, slip-and-falls, and other accidents are broken bones. While they might seem straightforward compared to other types of trauma, fractures can have serious consequences. 

Understanding how broken bones factor into a personal injury lawsuit settlement is crucial if you or a loved one has been hurt due to someone else’s negligence.

Why Broken Bones Matter in Claims

Broken bones aren’t just painful—they can disrupt your entire life. Whether it’s a hairline fracture or a compound break, the effects can be physically, emotionally, and financially overwhelming. Medical treatment for fractures often involves X-rays, setting the bone, surgery, and extensive physical therapy. These treatments come at a high cost, not to mention the lost income if the injury keeps you out of work.

In addition to the physical impact, victims often suffer emotional distress and long-term complications like arthritis or decreased mobility. These factors make broken bones a strong basis for seeking damages in a personal injury lawsuit settlement. Insurance companies and courts consider these injuries significant, and they often justify larger compensation amounts—especially when recovery is prolonged or permanent damage occurs.

Common Fractures in Accidents

Certain types of fractures are more common depending on the nature of the accident. In car accidents, for instance, the force of the collision can result in:

  • Arm and leg fractures – Often caused by bracing for impact or being thrown against parts of the vehicle.

 

  • Collarbone fractures – A frequent result of seatbelt restraint or airbag deployment.

 

  • Wrist fractures – Common when someone tries to break their fall.

 

  • Ankle fractures – Especially prevalent in motorcycle accidents or slip-and-fall incidents.

These injuries can be complex, sometimes requiring metal plates or screws, and the healing process may take weeks or even months.

woman-injured-after-car-accident

What to Do After an Accident

The steps you take immediately after an accident can significantly influence the outcome of your claim.

Get Medical Help

The most important thing to do after any accident is to seek medical attention. Even if the injury seems minor, getting evaluated by a doctor ensures your well-being and creates a medical record. This documentation will be critical in demonstrating the severity of your injury to insurance companies or a court.

Document Everything

Start gathering evidence as soon as possible. Take photographs of your injuries, the accident scene, and any property damage. Collect contact information from witnesses, and make sure to file an official accident report if applicable. The more detailed your documentation, the stronger your case will be.

Legal Considerations

When pursuing a claim for broken bones, it’s essential to understand what types of compensation you may be entitled to. A settlement can include:

  • Medical expenses (past, present, and future)

 

  • Lost wages

 

  • Pain and suffering

 

  • Long-term rehabilitation or therapy costs

 

  • Loss of earning potential

 

  • Emotional distress

Insurers often try to minimize payouts, but a strong legal case—backed by medical records, expert testimony, and detailed evidence—can help ensure fair compensation. This is especially important when calculating the average settlement for broken bones in car accident cases, which can vary significantly based on the location and severity of the break, as well as the victim’s long-term prognosis.

Consult a Personal Injury Lawyer

Navigating a personal injury claim on your own can be overwhelming, especially when you’re dealing with a painful and life-disrupting injury. That’s where a personal injury lawyer becomes invaluable. An experienced attorney will help you:

  • Gather and preserve evidence

 

  • Communicate with insurance companies

 

  • Calculate the true value of your claim

 

  • Negotiate for the maximum settlement

 

  • Represent you in court, if necessary

A lawyer understands the nuances of injury claims and how to argue for a fair personal injury lawsuit settlement, taking into account the full scope of your damages.

Contact Matt Dion & Associates Reno, NV

Don’t navigate the process alone—consult with a qualified personal injury lawyer who can fight for your rights and help you move forward. Contact us today!