Should I settle with the insurance company?
Certain injury claims are bound to involve an insurance company. In those cases, it is safe to assume an insurer will make a settlement offer at some point. After a car accident, the offer could come from your own insurance company or it could come from the other driver’s insurer.
In a slip and fall or dog bite claim the settlement offer will likely come from the company that insures the defendant’s home.
Every personal injury case is unique – when an insurance company makes its first offer to settle, that’s almost certainly not the company’s best or last offer. Accepting the insurance company’s offer might be in your best interest, but keep in mind that insurance defense attorneys are highly motivated to settle the case for the lowest amount possible. You can expect them to make a series of low ball offers, especially if you haven’t retained a lawyer or if you’ve hired one who’s inexperienced and unproven.
The experience of Matt Dion and Associates can help you determine whether accepting your insurance company’s settlement offer is your best choice.